Personal Checking

Home National Bank has checking accounts to fit your need.  All deposits are FDIC insured your deposits in various ownership categories – up to $250,000.00.

Home Free Checking*

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$50.00 minimum deposit to open this account.

* Qualified monthly direct deposit required

Non-Service Charge Checking

$50.00 minimum deposit to open this account.

Additional Terms: In order to qualify for a non-service charge checking account, the primary account holder must meet the following criteria:

  1. Senior Citizen (age 60 or older)
  2. OR legally disabled (proof required)

Graduate Checking Accounts

$50.00 minimum deposit to open this account.

Service Charge Free to all High School Seniors and recent Graduates

Regular Checking (Non-Interest)

$50.00 minimum deposit to open this account.

Minimum balance to avoid a fee: If your balance falls below $300.00 on any day in the month, your account will be subject to a $5.00 Service Charge for that month.

Super NOW Accounts

Home National Bank has Super NOW accounts to meet all our customers needs.  Benefits and interest rates increase based on minimum balance.

Minimum balance to open: $1,000

  • Super NOW Privilege Account – Minimum Balance $10,000
  • Super NOW Premium Account – Minimum Balance $50,000 – One complimentary box of checks at account opening
  • Super NOW Gold Club – Minimum Balance $150,000- Free small safety deposit box, One complimentary box of checks at account opening

Fees and charges: $5.00 Service charge if balance falls below $1,000

Contact us about current interest rates