Personal Checking

Checking_web

HomeFree Checking

Minimum balance to open: $50.00 minimum deposit to open this account.
Minimum balance to avoid a fee: No minimum balance requirements.

Deposit limitations: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Non-Service Charge Checking

Minimum balance to open: $50.00

Deposit limitations: You may make unlimited deposits into your account. The minimum amount you can deposit is $1.00.

Deposit Insurance: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Additional Terms: In order to qualify for a non-service charge checking account, the primary account holder must meet the following criteria:

  1. Senior Citizen (age 60 or older)
  2. OR legally disabled (proof required)

Regular Checking (Non-Interest)

Minimum balance to open: $50.00

Minimum balance to avoid a fee: If your balance falls below $300.00 on any day in the month, your account will be subject to a $5.00 Service Charge for that month.

Deposit limitations: You may make unlimited deposits into your account. The minimum amount you can deposit is $1.00.

Deposit Insurance: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Gold Club

Minimum balance to open: $150,000 and up

Deposit limitations: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Additional Terms: Rate .25% $150,000.00 and up, Free small safety deposit box, One free box of HNB checks, Free online banking, Unlimited check writing, Free notary

Premium Account

Minimum balance to open: $50,000

Deposit limitations: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Additional Terms: Rate: 0.17% $50,000.00, One free box of HNB checks, Free online banking, Free notary, Unlimited check writing.

Supernow Account

Minimum balance to open: $1,000.00
Minimum balance to avoid a fee: $1,000.00.

Deposit limitations: The FDIC insures your deposits in various ownership categories – up to $250,000.00.

Fees and charges: $5.00 Service charge if balance falls below $1000.00
Additional Terms: Rate: 0.15% – $1,000.00, Free online banking, Free notary.

Home National Bank Personal Checking Features:

  • Saves you money with no monthly fee.*
  • Saves you money with no fee for additional check writing
  • Convenient with debit card usage or checks
  • Saves money with only $50 to open account
  • Saves time with direct deposit
  • Secure with direct deposit
  • Save time with online transfers
  • Save time and money with free online bill pay
  • Save time with free online banking

* qualified monthly direct deposit required

Other Banking Products

  • Savings accounts
  • CD’s
  • IRA’s
  • Personal loans
  • Auto loans
  • Home loans
  • Business checking
  • Business savings
  • Business loans
  • Health Savings account
  • Safe deposit box