Mortgage Information

5/1 ARM — 30 Years

Term Interest Rate APR Payment Information
5/1 ARM 4.25% 4.294% $501.05 for 30 Years

This rate is accurate as of 11/7/14. Rate effective date subject to change without notice. Payments and annual Percentage Rate (APR) above are based on a loan of $100,000 and prepaid finance charges of $1,315. Quoted payment does not include escrowing for taxes and insurance. Actual payment obligation may be higher. Rates are based on a 60 day rate lock period. The 5/1 ARM has a 1.0 margin over the Wall Street Journal published Prime Rate, with 2/6 CAPS. Rate is available for 1-4 single-family primary residence with a Loan-to-Value (LTV) maximum of 80% and full 20% down on purchases. Offer is subject to credit qualifications and approval. Advertised rate is for limited time only. Some additional restrictions may apply. Other loan rates and terms are available to customers that may not qualify for this loan.

5/5 ARM — 30 Years

Term Interest Rate APR Payment Information
5/5 ARM 4.95% 4.997% $543.67 for 30 Years

This rate is accurate as of 11/7/14. Rate effective date subject to change without notice. Payments and annual Percentage Rate (APR) above are based on a loan of $100,000 and prepaid finance charges of $1,315. Quoted payment does not include escrowing for taxes and insurance. Actual payment obligation may be higher. Rates are based on a 60 day rate lock period. The 5/1 ARM has a 1.70 margin over the Wall Street Journal published Prime Rate, with 3/6 CAPS. Rate is available for 1-4 single-family primary residence with a Loan-to-Value (LTV) maximum of 80% and full 20% down on purchases. Offer is subject to credit qualifications and approval. Advertised rate is for limited time only. Some additional restrictions may apply. Other loan rates and terms are available to customers that may not qualify for this loan.


 

At Home National Bank, we want to do everything we can to quickly process your mortgage loan application.

When you apply for a home mortgage loan, you will be asked to provide some preliminary information. To help expedite the loan process, please have the following documents with you when we meet:

  • Two consecutive, most current pay stubs
  • Last 2 years’ taxes
  • Checking and savings account statements (last two months)
  • Recent statement of investment or retirement accounts
  • If self-employed, tax returns (last two years), current Profit and Loss Statement and Balance sheet

Click here to download a loan application

There is no obligation to accept a loan by bringing these items, but it will give the loan officer an idea of your current financial position. This will ensure that we are helping you find the loan terms that fit you best.

Other Home Loans

Construction to permanent mortgage loans available

Our identifier number is NMLS #583473